Credit Analyst

Salary Range for Credit Analyst in Activities Related to Credit Intermediation

$55,000 to $110,000 per year

Sample Job Description for Credit Analyst in Activities Related to Credit Intermediation Industry

Job Objective:

The Credit Analyst Is Responsible For Assessing And Analyzing Credit Applications For Individuals And Businesses Seeking Loans From The Company. They Evaluate The Financial Status, Creditworthiness, And Repayment Potential Of Clients To Determine The Risk Level Of Extending Credit.

Job Requirements:

1. Bachelor'S Degree In Finance, Accounting, Business Administration, Or A Related Field. 2. Experience In Credit Analysis, Financial Analysis, Or Lending. 3. Strong Analytical And Problem-Solving Skills. 4. Knowledge Of Credit Policies, Lending Regulations, And Risk Management Practices. 5. Excellent Written And Verbal Communication Skills. 6. Proficiency In Financial Modeling And Analysis Tools. 7. Ability To Work Independently And As Part Of A Team. 8. Attention To Detail And Accuracy. 9. Ability To Manage Multiple Tasks And Meet Deadlines. 10. Strong Customer Service And Interpersonal Skills.

Job Responsibilities:

1. Analyze Credit Applications And Financial Statements To Determine Creditworthiness. 2. Evaluate Risks And Make Recommendations On Credit Decisions. 3. Conduct Research And Analysis On Industry Trends And Economic Conditions To Assess Potential Risks. 4. Collaborate With The Sales Team To Develop Credit Solutions And Negotiate Credit Terms. 5. Maintain Accurate Records And Documentation Of Credit Applications And Decisions. 6. Monitor Credit Accounts To Ensure Compliance With Established Credit Policies And Procedures. 7. Identify And Report Potential Credit Risks And Fraud. 8. Provide Support And Guidance To Clients On Credit-Related Issues. 9. Communicate Credit Decisions To Clients And Internal Stakeholders. 10. Continuously Improve Credit Analysis Processes And Procedures.

Top 10 Employers for Credit Analyst in Activities Related to Credit Intermediation:

1. JPMorgan Chase & Co. - New York, NY - www.jpmorganchase.com 2. Wells Fargo & Company - San Francisco, CA - www.wellsfargo.com 3. Bank of America Corporation - Charlotte, NC - www.bankofamerica.com 4. Citigroup Inc. - New York, NY - www.citigroup.com 5. PNC Financial Services Group, Inc. - Pittsburgh, PA - www.pnc.com 6. Capital One Financial Corporation - McLean, VA - www.capitalone.com 7. U.S. Bancorp - Minneapolis, MN - www.usbank.com 8. KeyCorp - Cleveland, OH - www.key.com 9. Fifth Third Bancorp - Cincinnati, OH - www.53.com 10. SunTrust Banks, Inc. - Atlanta, GA - www.suntrust.com

Career Path for Credit Analyst in Activities Related to Credit Intermediation:

1. Bachelor's degree in finance, accounting, business administration, or a related field. 2. Financial Analyst or Underwriter - 2 to 3 years 3. Credit Analyst - 2 to 3 years 4. Senior Credit Analyst - 3 to 5 years 5. Credit Manager or Loan Officer - 5 to 7 years 6. Director of Credit or Chief Credit Officer - 10+ years

Top 5 Countries by Credit Analyst in Activities Related to Credit Intermediation:

1. United States 2. Canada 3. United Kingdom 4. Australia 5. Brazil

Top 5 Countries with Established Activities Related to Credit Intermediation:

1. United States 2. China 3. Japan 4. United Kingdom 5. Germany